Business or Home Inventory
208.313.4391
Testimonials
"From beginning to end,
WebHold was there for us
when we needed their
assistance and expertise. I
would definitely recommend
them to anyone looking for a
web site for their business."
"From beginning to end,
WebHold was there for us
when we needed their
assistance and expertise. I
would definitely recommend
them to anyone looking for a
web site for their business."
"If your business does not
have a website, then you are
losing customer satisfaction
and ultimately money in your
pocket."
208.313.4391
Testimonials
"From beginning to end,
WebHold was there for us
when we needed their
assistance and expertise. I
would definitely recommend
them to anyone looking for a
web site for their business."
"From beginning to end,
WebHold was there for us
when we needed their
assistance and expertise. I
would definitely recommend
them to anyone looking for a
web site for their business."
"If your business does not
have a website, then you are
losing customer satisfaction
and ultimately money in your
pocket."
Why are Home and Business Inventories so important?
The Insurance Company Claims Adjuster will visit the location of loss
within hours of the disaster. They will want to see your insurance
policy and your home inventory of what was destroyed or damaged.
The adjuster will take photographs and make a written list of the
losses.
This is where having a Home Inventory professionally
prepared by a Home or Business Inventory Service pays off.
The responsibility for handling insurance claims get placed on
specialized employees of the insurance company called claims
adjusters. It becomes their job to investigate, evaluate, and
negotiate the claim.
The job of the claims adjuster is not an easy one. They are often
given many claims to handle simultaneously, and are under pressure
from many sides in processing each claim. The most immediate
pressure they encounter is from their supervisors, who, in
accordance with protecting the business interests of the insurance
company, are going to discourage the overpaying of claims or the
paying of exaggerated and illegitimate claims.
Claims adjusters consider it a standard part of the job to counteract
fraudulent or exaggerated claims. Most adjusters believe that
insurance fraud is rampant and can usually supply a large number of
insurance fraud horror stories if asked. It is common for claims
adjusters to take a suspicious view of you, your claim and the home
inventory list you made yourself. One ex-claims adjuster said "You
get to the point where you just don't believe anyone anymore."
Having a Home or Business Inventory professionally prepared by a
third party Home Inventory Service is preferred since it is unlikely to
be exaggerated or fraudulent.
Insurance Claims Adjusters first look for a reason NOT to pay a
claim, If one can not be found then they offer a settlement.
Another pressure the claims adjuster faces is to settle the claim and
close the file and get it off their desk. In cases where they are
waiting for the claimant to come up with all the details of their loss,
the adjusters may try especially hard to close the file and make their
problem (You) go away. They will offer a settlement amount which
will be far less than the actual loss. Having the Home Inventory
documentation will provide proof of the value of the loss and enable
a negotiation for a more equitable settlement.
The Insurance Company Claims Adjuster will visit the location of loss
within hours of the disaster. They will want to see your insurance
policy and your home inventory of what was destroyed or damaged.
The adjuster will take photographs and make a written list of the
losses.
This is where having a Home Inventory professionally
prepared by a Home or Business Inventory Service pays off.
The responsibility for handling insurance claims get placed on
specialized employees of the insurance company called claims
adjusters. It becomes their job to investigate, evaluate, and
negotiate the claim.
The job of the claims adjuster is not an easy one. They are often
given many claims to handle simultaneously, and are under pressure
from many sides in processing each claim. The most immediate
pressure they encounter is from their supervisors, who, in
accordance with protecting the business interests of the insurance
company, are going to discourage the overpaying of claims or the
paying of exaggerated and illegitimate claims.
Claims adjusters consider it a standard part of the job to counteract
fraudulent or exaggerated claims. Most adjusters believe that
insurance fraud is rampant and can usually supply a large number of
insurance fraud horror stories if asked. It is common for claims
adjusters to take a suspicious view of you, your claim and the home
inventory list you made yourself. One ex-claims adjuster said "You
get to the point where you just don't believe anyone anymore."
Having a Home or Business Inventory professionally prepared by a
third party Home Inventory Service is preferred since it is unlikely to
be exaggerated or fraudulent.
Insurance Claims Adjusters first look for a reason NOT to pay a
claim, If one can not be found then they offer a settlement.
Another pressure the claims adjuster faces is to settle the claim and
close the file and get it off their desk. In cases where they are
waiting for the claimant to come up with all the details of their loss,
the adjusters may try especially hard to close the file and make their
problem (You) go away. They will offer a settlement amount which
will be far less than the actual loss. Having the Home Inventory
documentation will provide proof of the value of the loss and enable
a negotiation for a more equitable settlement.
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